In running a business, there are several things that need to be considered and must be recorded in detail, one of which is financial recording. Ideally, you should not meddle your business finance and your personal finance. You need to separate income and expenses on business needs and personal needs. Most business owners rely on their financial records only using Excel. Even though the need for financial records in running a business is more than that. That is why you need accounting apps for your business bookkeeping as a support for managing finances.

“Isn’t financial software expensive?”

The answer is no. Currently, there are many financial apps and software with good features that you can use for free. There are also paid ones but they are still very affordable for business owners. Have you used or heard of the following apps?

Buku Kas

With the tagline “Makes Your Business Easy”, BukuKas is a free bookkeeping app that can make it easier to record daily financial transactions. It has been used by more than 5 million MSME owners throughout Indonesia and spread over 750 cities. Because BukuKas is safe and very user friendly, no wonder this app’s rating on the play store has reached 4.6 stars, with 78,090 votes.

BukuKas is under PT BeeGroup Financial Indonesia, presenting one app for all needs. Not only does it make it easy for you to record financial transactions, but it also provides features for managing goods stock, making financial reports, recording and collecting accounts payable via WhatsApp / text messages to send and receive money between banks without fees or completely FREE.

Equipped with financial analysis charts to help business owners in analyzing finances in detail. It displays a real-time graph of sales, expenses and profits that can be selected and grouped according to the transaction period. BukuKas also provides digital invoices that you can send to customers via text messages and WhatsApp. If your customers make transactions offline, connect the BukuKas appwith a bluetooth printer so that the purchase receipt can be printed anywhere and anytime.

Catatan Keuangan Harian

Released on June 3, 2017, this financial management app has already been rated 4.7 stars with 17,123 votes and more than 1 million users. This Daily Financial Records app is developed by Asyncbite Software. With a classic look, they want to emphasize more on the functions and benefits that users get. With a relatively light size, 3.5 MB, Daily Financial Records prioritizes the convenience of its users.

Daily Financial Records presents quite complete features like other apps, such as recording income, expenses, calculating differences, monthly reports and others. You can also export data reports that have been entered into the application into an excel file (spreadsheet / xls), so it is very efficient and helpful when you are going to open and make a profit and loss analysis. It can also export data in the form of PDF and Text as a backup. Currently, the Daily Financial Notes application can only be used on Android-based smartphones.

Finansialku

Finansialku is a financial assistant app that will help manage your income and expenses, so you can control your finances and achieve financial goals. Developed under PT. Solusi Finansialku Indonesia, this application was released on April 11, 2017 and can be used for free. With a high commitment, the Finansialku application always fixes and updates its bugs and features. This is proven by the last update date of September 3, 2021. The rating on Playstore is also good, with more than 100,000 users, 2,163 votes and 4.2 stars.

Finansialku is a financial app that has online consulting services that have been certified by CFP (Certified Financial Planner), which has not been found in other free financial apps. In addition, Finansialku also provides complete and up-to-date information sources in the form of articles, videos and podcasts to explain various features and updates. You can also buy financial products on this app, like investment and insurance products, so you can do everything in one app.

AndroMoney (Expense Track)

AndroMoney is a free financial app with more complete features than other financial apps. With a minimalist look with proper menu placement, AndroMoney was created with a design that makes it easy to use. You will feel very familiar and easy to apply even though it is the first time you try it. So it doesn’t feel complicated when you start entering and seeing the numbers that appear in large numbers. AndroMoney’s rating on the Playstore is really high, with 260,539 votes, they got 4.9 stars.

When you open the home screen page on the application, a menu will immediately appear to access expense data, savings accounts, cash flows and budgets with storage capacity via Dropbox and Google Docs. The 4 menus will be displayed with daily, weekly, monthly and even yearly options. AndroMoney can be used for personal financial records as well, so you can sort and divide the basic budget, capital, employee salaries and others according to your needs. There is also a currency conversion feature and a data backup feature to Microsoft Excel.

Besides the features that can be used for free, the AndroMoney financial app also provides a paid/premium version. In the premium version, no ads will appear when you use the AndroMoney app. If you don’t like the display of the premium version, you can go back to enjoying the free version and without ads.

Money Lover

This application developed by ZooStudio has been released since February 11, 2011. The last update date of this application is August 17, 2021, which proves their commitment to the development of the app by following to current trends and needs. Not surprisingly, Money Lover is very popular and has been used by more than 5 million users with a rating of 4.7 stars from 182,961 votes on the Playstore. Money Lover can also be downloaded on iOS and Playstore.

The Money Lover financial recording app can help to track your expenses and business income, debit books, has reports that are presented regularly and in the form of diagrams so that they are easy to read. Besides the standard features of financial recording applications, Money Lover presents several interesting features you can use, such as:

• Posting specific budget with a reminder feature when the system detects an overspending
• Making a certain wish list post. You will be reminded of the nominal amount of money you need to be able to buy the items that you have set. This feature can make it easier and encourage saving even more.
• Easily entering shopping lists with the receipt image feature. With this, it will be easier for you to enter product material shopping expenses or other bills without having to type on the app one by one. So that goes into expenses.
• Can be connected to various bank accounts
• Bill payment reminder and bill payment report

You can use those 5 financial recording apps for free with good features. Besides providing features that you can use for free, some of these apps provide additional/premium features that you can get by subscribing to the paid version. For those of you who have a business with sales in online app or website, you can also automate your checkout payment system with a Payment Gateway. With a payment gateway, customers can transact directly on your website or online app. This way, all transactions will be neatly recorded on the dashboard, making it easier for you to summarize sales revenue for your business accounting data purposes.

Payment gateways will help your business bookkeeping reports by making a recap of all sales transactions from various payment methods. This report will be available on your dashboard page. The transaction process by customers will also be simplified because your store will be able to receive payments 24/7 automatically, anytime and anywhere. Make sure the payment gateway service you choose has obtained permission from Bank Indonesia and is equipped with international security standards, like DUITKU. Whatever the transaction, Duitku is the answer!