Receive Payments through 24.000 Post Office Outlets All Over Indonesia

Although the application of digital payments in Indonesia continues to grow, there are still people who prefer to transact with cash.

In fact, although 70% of Indonesians have internet access, only 34% of Indonesians have a bank account.
For people who are more comfortable transacting with physical money, this causes the online purchase transaction process hampered, because usually new online businesses only provide payment methods by bank transfer or via e-wallet. To facilitate people who do not have a bank account or e-wallet, there are also those who switch to alternative payments of COD (cash on delivery), but the implementation of this payment method is still relatively impractical because it requires cooperation of a trusted third party service provider.

In addition, there are many cases of customers refusing to make payments even though the goods have been delivered to their destination, causing businesses to lose time and loss of the cost of shipping/returning goods they have to pay. Transaction record is also disrupted due to the large number of orders that are canceled after being shipped. To overcome this problem, Duitku collaborates with PT Pos Indonesia to facilitate merchants to accept payments via post office outlets spread throughout Indonesia.

Established in 1746, the Indonesian Post Office aims to ensure the security of sending residents’ letters. Currently, the post office network has reached 24.000 service points and is spread over almost 100% of every sub-district and 42% of every village in Indonesia. In addition to collaborating with the Indonesian Post Office, you can also accept payments via Indomaret, Alfamart, and Pegadaian networks to facilitate your online business to accept online payments in cash through retail outlets.

How do I open a payment line via Pos Indonesia on Duitku?

Currently, Pos Indonesia payment line can be used by all merchants, both individuals and in the form of companies/corporation. PT Pos Indonesia’s payment channel is API open. Merchants can activate this payment method from their Duitku account dashboard page > My Project > Payment Methods.

PT Pos payment method is available in the menu options with a service fee of IDR 5,000 (includes VAT).
For prices for other payment method services, check here https://www.duitku.com/harga/
Duitku does not charge registration fees or maintenance fees, all fees are based on the amount (bank transfer, retail outlets) or nominal (e-wallet, credit card/installment) transactions.

When my request is accepted, do I have to re-integrate?

For those of you who have a website on the Woocommerce platform (WordPress), Magento, Virtuemart, Opencart, Prestashop, WHMCS or JoomShopping and integrate using plugins, you can download the latest version of plugins directly on the Duitku API page https://docs.duitku.com. Update the plugins that you have installed on your website platform dashboard with the latest version of the plugins to find Indomaret payment method options in it.

For merchants with more complex integration needs and integrating with the API, payment method integration can be done by adding the integration code “A2”. Check more info on Duitku API Documentation https://docs.duitku.com.

How to Pay Online Shopping Bills at Pos Indonesia Outlets?

  1. Note and save your payment code
  2. Come to the nearest Indonesian Post Office outlet
  3. Inform the cashier that you will use VA Giropos (Virtual Account Giropos)
  4. Show and give the Payment Code to the Cashier
  5. Make the payment according to the nominal informed and wait for the process to complete
  6. Request and save the receipt as the payment proof
  7. Payments will be detected automatically

Reach more customers by providing payment channels through Pos Indonesia, a service outlet with the widest coverage throughout Indonesia. Now, your business can reach more potential buyers in remote areas of Indonesia.
For more information please contact us via email [email protected] or live chat on Duitku Dashboard < https://passport.duitku.com/merchant/Account/Login>.
Let Duitku take care of your transaction!

9 Most Popular Payment Methods for Online Shopping in Indonesia

During 2021, online shopper has increased up to 25% – 30% according to the data released by the E-commerce Association (idEA) and We Are Social. So, how do we pay when shopping online? Will the payment be online too?
Yes it is. In fact, it’s been a long time since we do online payments, for example, when you buy food at a fast food outlet and then pay using a debit/credit card by directly swiping on the EDC machine at the fast food outlet, that is one example of online payments. Currently, there are many types of online payments for your online shopping, let’s take a look at them one by one. You can also check which online shopping payments have you used.

COD

Cash on Delivery (COD) is an online shopping payment that has been around for a while. It is a payment method where buyers and sellers have agreed on the selling price of goods offered online, then meet each other at a predetermined time and location. After the buyer checks the goods brought by the seller, the buyer will pay in cash.

Currently, the COD system is experiencing an increasingly flexible system expansion. For online stores that have joined a marketplace, they can use the COD system safely and can reach a wider range of buyers. The buyer pays in cash to the courier on duty (instead of the seller).

You need to make the payment to the courier before you can open your online shopping package. If the condition of the goods does not match or is damaged, do not complain to the courier. Open the marketplace application where you place an order, and submit a complaint. If it is a mistake done by the seller and both of you have agreed, then you can send the item back to the address provided by the seller.

Interbank transfer

Transfers between bank accounts are an old way of transacting, as well as transferring payments remotely using ATM, M-Banking or I-Banking directly to the seller’s account as your online shopping payment. This payment system is often used, so that buyers are very familiar and do not experience difficulties in the process. However, this online shopping payment system has some drawbacks.

For buyers, they must enter the account number manually and correctly, starting with the bank code (if the transaction is between banks) to the account number. If there is a transfer error, then the seller cannot send your groceries and your money may be returned or not. For sellers, it will be bothersome to verify orders, especially if there are many and varied transactions on just one day. Now, there is the Virtual Account payment system which is simpler and very helpful for buyers and sellers in online shopping payments.

Virtual Account

Virtual Account is a number that is generated specifically for customer to make payments. This number contains data on Customer ID information along with the amount that must be transferred. When the buyer types in the virtual account number, the customer data and the total spending will appear. This is very easy and beneficial for both parties. For customer, it makes it easier to process online shopping payments, they will no longer entering the destination account number manually and the amount they have to pay. This way surely can reduce the risk of transfer errors. For sellers, it will be easier for them to get confirmation reports of which payment customers have successfully made with the right nominal.

There are 2 types of virtual accounts:

Non-fixed Virtual Account

This virtual account number usually only lasts for 24 hours, this series of numbers is generated randomly and can only be used for one transaction. It is usually used for online shopping payments in marketplace and e-commerce, where this virtual account number will contain the ID number of the customer who transacts. So it is very unique and safe.

Fixed Virtual Account

This is the opposite of Non-fixed Virtual Account, it is a series of numbers is generated from customer data, so it is tied to their identity. For example, when you want to make a top up to your OVO or GoPay (e-wallet) account, the virtual account will refer to the mobile number you registered to the e-wallet. So it can be used repeatedly whenever you need to top up your e-wallet balance.

In a company or corporation, virtual accounts are also used for periodic bills such as BPJS Health payments. Where the series of virtual account numbers will remain the same or do not change every month and are not limited to time. The identity number of a company’s business will also be included in the series of virtual account numbers.

E-Wallet

E-wallet, also known as digital wallet, it is an electronic app where the system stores data for payment instruments, accommodates and can be used to make online transactions and online shopping payments without physical cards and cash.

We have found a lot of fast food outlets or supermarkets around us, putting up the OVO, ShopeePay, GoPay and Dana logos so that we can make our shopping payments using the e-wallet option. By only using a cellphone, you can make transactions with a digital wallet.

Besides offline outlets, you can also use e-wallet to pay for your online shopping. There are so many e-commerce and marketplaces that provide payment options using e-wallet. You will be safe shopping from home, and so will the seller, and of course it makes it easier for them to manage your orders.

Card (Debit/Credit)

Can we make online shopping payments using a card? Doesn’t the debit or credit card have to be swiped offline at the EDC machine?

Maybe that question will arise in your mind when you see the various payment options provided at online stores. You are not wrong because in the past, we were only able to make payments by swiping a debit/credit card into an EDC (Electronic Data Capture) machine when shopping directly on-site/offline. Nowadays, you can also enjoy this payment method when shopping online.

The payment method is also quite easy, in the payment process for your online shopping, choose payment using a Debit Card or Credit Card. Enter your card data into the payment service provided. Usually in the form of a card number, card validity period and CVV (Credit Verification Value) number. However, it is advised to be more careful in making payments with this method, because the data on your credit card may be at risk of being stolen. To know more about this, please check this article (https://www.duitku.com/hati-5-hal-ini-before-menerima-penhargaan-kartu-kredit-online/).

Paylater / Online Loans

Have you ever receive a text message from a random number consisting of offering a loan? Or seeing advertisements on TV and social media offering loans for fast check, without any collateral, only takes 5 minutes to be disbursed without a survey, and only need an ID card and phone number? If you pay attention, that type is included in the category of online loan services. Currently, there are many types of online loans circulating, but you need to be extra careful if you are really going to use their service. Because not all online loan services have permits and are registered with the OJK (Financial Services Authority), or you could call it an illegal online loan service.

However, there are also legal online loan service providers. This can be used as a solution if you need funds for online shopping payments for urgent needs. Especially for those of you who don’t have a credit card. Some online loan providers that are popular nowadays are Indodana, AkuLaku, Kredivo, GoPay Later, ShopeePay Later, etc.

Retail Outlets

Retail outlets are places to sell where the buyer is the final customer, not for a resale. Perhaps as an illustration of those around us, such as Indomaret, Alfamidi can be categorized into retail outlets. More broadly, post offices and pawnshops are also included in this category. You can make payments for your online shopping at these retail outlets.

After you went through all the purchase process, choose a payment method to one of the retail outlets provided. You will get a unique code from the shopping application which you need to show to the clerk at the retail outlet.
Make payment at the cashier and pay in cash. This can be helpful for your customers who don’t have a bank account and e-wallet, where the number of people who don’t have an e-wallet and bank account is still around 40%, which is actually a big number. With this online shopping payment method, it can help increase your sales, because the process makes it very easy for your customers everywhere.

You can also access this article (link https://www.duitku.com/ accept-payan-online-di-gerai-retail-indomaret-via-duitku/) to get a more detailed explanation about installation and payment via retail outlets.

Direct Debit

BCAKlikPay, OCTO Clicks, e-Pay BRI are the examples of Direct Debit service. With this payment system, you can authorize your customers (organizations/institutions) to withdraw money from the bank account that you have linked automatically to the maximum before the bill is due. Usually, there will be a certain date that you have agreed to carry out the direct debit process. You must register the various payments beforehand as an agreement that this bill will be processed by direct debit.

This online shopping payment option is the most convenient and simple for you to install on recurring bills, such as insurance bills, mandatory savings, BPJS, etc. This way, you won’t forget to pay your bills every month. And, you don’t have to worry, usually the institution/organization will still send prior notification regarding the amount and time of the direct debit process.

QR Code Payment

Online shopping payments with the QR Code method has been increasingly used widely, with a very easy and accurate way of working, this will make your customers won’t have trouble and experience transfer destination errors. With a QR Code (quick response code), offline and online shoppers can directly scan QR on their smartphone. This QR can also be paid on various m-banking and e-wallet applications in Indonesia. If you want to enjoy online shopping payments with the QR Code system, make sure your internet connection is on and stable.

Bank Indonesia issues QRIS (Quick Response Code Indonesia Standard) with the aim of unifying various QR Codes that have been circulating from Payment System Service Providers (PJSP).
You can click here (https://www.duitku.com/sediakan-qris-untuk-percepat-transaksi-bisnis/) for a more in-depth discussion of QRIS.

Wow, apparently there are so many online shopping payment options in Indonesia today. If you are a business owner, make sure your online store is connected and uses these various payment options. Making it easier and providing more facilities for your customers is one way for business owners to increase their sales turnover. Moreover, during this Covid-19 pandemic, people’s mobility all are restricted, it is recommended for us to stay at home and keep our distance.

But don’t worry! You don’t need to make accounts on all the payment options above. It must be very troublesome for you if you have to register one by one with different accounts. Not to mention that you as a business owner have to think about other importance like sales strategies, etc. Therefore, for this one matter, you can just leave it to DUITKU. With DUITKU, all payment methods for your online business and sales are provided in one payment gateway system. You only need to register an account and you can immediately open the various payment methods above. So easy, right? DUITKU has officially obtained permission from Bank Indonesia and have certificates for international-standard security. Let Duitku take care of your transaction!

5 Tips for Making the Image on Your Online Shop Interesting to Attract More Buyers

Do You Want the Pictures on Your Online Shop to Look Catchier? Check The Following Tips Below – For those of you who are currently starting an online business, you have to be able to attract prospective buyers so that they are interested enough in your products. One of the things you can do is enhancing the visual aspect of your product.

The picture of a product really determines the trust and interest of potential buyers in your product. Usually, when we want to buy a product online, we tend to pay attention to the picture of the product in detail. When customers see that the products you offer don’t look attractive or doubtful in terms of quality, they may choose to shop on other online stores.

The problem is, there are quite a lot of online shop owners who still underestimate the quality of their product’s pictures which makes their online business seems to be less trusted and interesting. Speaking of which, here are some tips for those of you who are currently running an online shop and want to improve the quality of your product pictures so that they will attract more buyers.

Create a Unique Image Template

Start making your online business branding by giving a special characteristic in each of your product visual. With this, your customer will easily identify your product. This specific template for your product visuals must also be adjusted to the characteristics of your store.

You can choose a color that represents the type and character of your online shop business, then choose a font that is unique and easy to read. Moreover, don’t forget to pay attention to the composition of your product image elements so that they are balanced and easy to understand.
Later, the chance that they will repurchase your products is higher, especially if they have a pleasant shopping experience!

Hire a Professional Photographer

For those of you who are unfamiliar with using cameras and photography techniques, you can hire a professional photographer. Professional photographers have cameras and other supporting tools, a studio and photo shooting backgrounds, and photography skill that can make your product visuals look more interesting.

You can convey your ideas or description of what kind of visual you want to apply to your product to the photographer. Usually, the photographer will provide several options and input for your product image. When it is finished, you can check the results and make sure they are in accordance with what you want.

For those of you who have a limited budget, you can ask a beginner photographers via forums like Facebook groups or on several photographer websites such as GetCraft, SociaBuzz, etc. Usually, many of these beginner photographers want to practice their photography skills and look for projects to compile portfolios.

Look for Free Image Provider Sites

Don’t have the budget or resources to create your own product photos? Don’t worry! If you are a reseller, this trick can also be used by taking a picture of the brand from its official website and then combining it with a custom template made by yourself.

However, make sure the pictures you take are suitable and represent your product correctly. Don’t let your customer feel disappointed because of the difference between the products displayed in the pictures and the one they will receive.

Customize the Image Themes with Your Products

Adjust the background theme and decoration of your product image with the theme of your store. This is an important thing to do in order to make customers eager to buy your product. Psychologically, customers who shop online always imagine themselves using your product.

For example, when you sell perfume with floral fragrances, try to include additional floral backgrounds in the photo to make it look more thematic, or suppose you sell accessories, you can take photos of your products on models with the matching clothing style. It is very important to provide context for using your product.

Add Watermark

After you have a good quality image to your liking, don’t forget to include a watermark on your product picture. This is to avoid image theft that could come even from your rival stores. Moreover, adding a watermark also makes it easier for you to identify the source of the image when your product photos are widely spread, and also making it easier for potential buyers to find your online store or business.

So, those are the 5 tips to make product images of your online store to look more attractive. It’s time to start enhancing your product’s visuals to gain a bigger profit!

For those of you who sell your products on a website, don’t forget to integrate DUITKU payment gateway into your online store. With DUITKU, you can receive payments automatically 24/7 directly on your website or online app. DUITKU has been licensed and supervised by Bank Indonesia, so all your transactions will definitely be more secured. Let DUITKU take care of your transaction!

How to Promote Your Products on YouTube to Get More Customers

How to Promote Your Products on YouTube – Do you want to get many viewers for your product promotion content? If so, you should know the best way to promote your promotional content on YouTube.
YouTube is one of the largest streaming media in the world. Putting a product promotional content on YouTube can be an effective product promotion method. Currently, the video streaming platform has captivated tens of millions of viewers during the COVID-19 pandemic.

The pandemic has made people to do everything at home and YouTube is the easiest and most accessible spare time filler. No wonder based on a research done by Hootsuite and We Are Social as of January 2021 it is known that YouTube viewers has increased by 93.8% during the pandemic. So, this is surely an opportunity for your product to be widely known.

However, whatever the medium is, doing a marketing is not always an easy task because you need a special point from your product or a strength from the way you market it. Therefore, check out the best way to promote your product in order to gain a lot of viewers so that your product will sell well.

Create an Interesting Product Promotion Content

When you decide to promote your product on YouTube, it means you have to know how to create an interesting video content. If you can’t make or edit videos, you can use a service of a freelance videographer whose work quality is well known. You just need to submit all your plans or concept ideas to them.

Even though the product you sell is just an ordinary and normal product, if it is promoted with interesting video then it might increase the selling value of your product. Some people tend to choose to watch good quality content with ordinary products over a poor promotional content even when the product they sell is extraordinary.

Therefore, in a promotional video content, don’t just display your product, but you also add a little story. For example, if you make a promotional video for a backpack, the content of the video does not only contain the appearance of the backpack, but also includes an explanation of the manufacturing process to the philosophy of the product material. The explanation of the story must also be made briefly so that the audience won’t get bored.

Finally, upload your product promotional content gradually and constantly, for instance: once a week. While waiting for the next upload day, you can share various promotional content to keep your audience up to date and to avoid them to unsubscribe. You can try other YouTube features such as live streaming, chats or discussions of your subscribers, and the latest feature, YouTube shorts, to promote your products or simply make a short video tips.

Make a Catchy Promotional Video Title

As a YouTube user, you know that title is the first thing viewers see and the one that makes someone considers to open your video. The more interesting a title is, the greater people’s curiosity toward a video. Even if your product promotion video is good but the title is not interesting, no one might want to watch your video.

Try creating a clickbait title that make people curious about your product and interested in knowing more. No need to be afraid of being mocked later because this is a strategy to promote your product so that it will be widely seen and become well known.

However, you also have to maintain the relevance of your video content with the title you write because YouTube will still measure the bounce rate of your channel. The bounce rate is the percentage of viewers who saw your video and then left without any interaction such as likes and comments. You can create video content that matches the audience’s expectations to make the bounce rate low.

Attractive Product Thumbnail Images

Just like a video title, try to choose an interesting product thumbnail image. This image will appear as a display of the face of your product promotional video content. You can take thumbnail images of your product promotional video clips or you can also create your own images with a good design. One thing you need to know is in making a thumbnail image, it must match your product and have the ability to show the intent of your product promotional video.

Add a Logo as Your Product Identity

For every business owner, logo is an important aspect in introducing their product. Its use is so that your product is more easily recognized and has a special characteristic. In terms of shape and color, a logo needs to match the product name and the type of product you will be promoting.

The use of a logo can later be included in every video of your product promotional content. This needs to be done to make it easier for the audience to be familiar with your product logo in case later it is spread widely. That way, it will be easier for people to remember and find your business.

Collaboration with or Endorsement by Other Channels

The next promotion strategy is to use promotions from other YouTube channels. Usually, this method is done by some YouTubers to promote their channel. They make collaborative videos with other channels which have a significant number of audiences in order to expand their channel reach in a wider direction.

To do this, you have to prepare an offer that is mutually beneficial for both parties to collaborate with each other or you can pay a fee if the YouTuber offers an endorsement service for your product.

Paid Promotion by Google Ads

Last but not least, one of many ways to promote your and interact with potential buyers is doing an advertising on YouTube. You can increase the number of views of your promotional videos and increase your channel subscribers by paying some amount of fee to create a video ad campaign on Google Ads.

You only need to choose a promotional video that you have made to advertise, set the budget you need to run the ad, and finally you can choose what types of target audiences that suit your product.

If your ad campaign adds some target market based on keywords, you can specify some keywords and sentences or words that are commonly searched for on YouTube to achieve the goals you have set.

So, those are some tips on how to promote your products on YouTube. By promoting products on YouTube, you can expand the reach of your target audience, especially with the current people’s behavior which tend to prefer watching videos rather than reading advertising in the form of text or message.

For those of you who have a website or app to sell your products online, in order to boost your business sale and facilitate your customers with various payment methods, as well as accepting payments directly on your website or online app 24/7 automatically, use DUITKU payment gateway and let DUITKU take care of your transaction!

3 Reasons Why You Should Digitalize Your MSME

The ongoing pandemic is a challenge for MSME owners to innovate their products in order to maintain or even increase the number of their consumer transactions. Nowadays, every business owner is challenged to choose whether they want to stick with the old business model or consider to go on a way to digital platforms to create new opportunities. Unfortunately, there are still many business owners who do not realize the importance of digitalizing their MSME during this 4.0 industrial revolution era. This is proven by the small percentage of MSME owners who are digitally connected, which is only 13% or the equivalent of only eight million people.

Therefore, it is very important for MSMEs to go digital because communication between business owners and consumers will become easier that way so that the opportunity for increasing customer transactions will be wide open and the economy sector can rise again. Here are 3 reasons why digitalization is important for MSMEs:

1. Changes in People’s Consumption Patterns

The COVID-19 outbreak has led to the emergence of social distancing policies in order to minimize the spread of the corona virus. This, of course, has provoked a change in people’s shopping habits, which has been converted from offline to online shopping. This change in people’s spending habits has spread to even remote villages. As result,

MSMEs need to adapt to this new conditions.
Therefore, it is important for MSME owners to start switching to digital and turn their business into online so that customers can access their store easily with only a smartphone. You can choose a marketplace as a first step to promote your product or build your own website to get more freedom on data access.

2. More Cost Efficient

MSME owners sometimes are limited by the amount of capital they have. For instance, they cannot afford to pay rent for a strategic place for a physical store. In fact, this has become one of major obstacles for most MSMEs. Now, by switching to digital, MSMEs only need to spend capital to buy a domain, rent hosting, and have the option to manage their own website or use an agency service. This way is surely much more cost-efficient, right?

Capital for an Offline Store:
Rent fee: 5,000,000/month
Product Stock: 3,000,000
Employee Salary: 4,000,000
Shop Design: 700,000
Delivery service: 300,000
Total: 13,000,000

Capital for an Online Store:
Cloud Hosting Rental: 150.000
Website Maintenance: 500,000
Employee Salary: 4,000,000
Content on Social Media: Free
Total: 4,650,000

3. Marketing Opportunity

For a small-scale business, the limitations of product distribution and marketing are ones of the obstacles that can decrease profit opportunities. In fact, in the digital era like today, business owners have the same opportunity to reach the target market to remote villages due to the high number of internet users in Indonesia.

The application of digitalization in developing MSMEs needs to be maximized so that MSMEs can go beyond marketing boundaries. If in the past, the scope was limited to only the people living around the store location, now MSMEs can take advantage of the digital ecosystem using social media and websites to expand their market reach. In terms of logistics, you can set a special place for your products storage so they are easily distributed and not scattered.

After reading the article above, now you know how important it is for MSMEs to go digital in the era of the industrial revolution 4.0. As a new breakthrough during the pandemic, digitalization offers an easy access so that our businesses will remain relevant from times to times. Every need related to business transactions can be completed only with an internet connection and a smartphone.

In addition, you might also want to apply payment digitalization to your business in order to provide a seamless shopping experience for your customers. By presenting various payment options using the Duitku Payment Gateway, your customers can choose the payment method they want to use and make transactions without being limited in time.

Duitku is also equipped with a Fraud Detection System and has met PCI-DSS security standards so that sensitive consumer data will be protected very well. With this way, surely the consumer’s digital payment process will be more secure and convenient. Let’s start your success with one transactions with Duitku!

Grow Your Business with Instagram Paid Promote

Have you ever heard the term “Paid Promote”? Paid Promote or paid promotion is a strategy to market your products through third parties who have many followers. Simply put, by promoting products through a third party, their followers might be interested in finding out more or even buying the products promoted. The concept of paid promote has been known since it has become a trend on Twitter, and now many business owners have been started doing it on Instagram as well.

Things to do before using a paid promote:

Manage Your Account Well

Make the appearance of your social media or business platform as attractive as possible, starting from profile photos, descriptions, and other information. If you are on Instagram, make your Instagram feed look as catchy as possible. If you present an interesting content with attractive visuals, it will make your followers curious about your business.

Understand Your Target Market

To really understand your target market, you would need a ‘special’ session because of the complexity of the audience characteristics that are clearly different from each other. Actually, the goal is to be able to find out one common thread that your audiences have among these varied characteristics so that we finally know which one our target audience is. Things you can do are first, clearly map the characteristics of the potential target audience. Second, find as much information as possible by categorizing gender, age, place of residence, interests, hobbies and more. Through this mapping process, besides making content creation become easier, the selection of KOL will be done effectively.

Find a Trusted Third Party

People can sell anything nowadays, including followers. Therefore, make sure the third party you are going to ask for a promotion really have a significant influence. A high number of followers does not guarantee authenticity. To know whether their followers are real, you can pay attention on the interactions between the third party and their audience, see the interactions in the content they create.

Do A Promotion At The Right Time

After you find a suitable public account, you can ask when the best posting hours are recommended by the public account owner. Usually the peak times are at the Golden Time or the following hours:
12.00 – 14.00
17,000 – 18:00
19.00 – 20.00

Besides posting time, you must also determine the exact day of when you want to do the paid promote, for instance, Friday, Saturday and Sunday. People usually do a paid promote on the weekend since their audience will have more free time.

Use Interesting Images or Videos as Promotional Media.

If you are about to use a paid promote service, you must first think about what kind of content you want to use as a promotional medium. Moreover, if you want to do a paid promote on a platform like Instagram, then visual is the key on whether the promotion would be a success or not. Do not use ordinary or even low quality images.
Use an interesting and attention-grabbing image which has a potential to go viral, or at the very least, use an image which is nice to look at. Besides using photos or images, you can also use a video for promotion. But keep in mind to make a video that can attract potential buyers.

Write an Interesting Caption

Don’t underestimate the power of caption! Caption can complement the photo or video that you use for paid promotion. One pro-tip is to use a story telling technique in your caption to promote your business in a smooth and elegant way.

Use Targeted Hashtags

When people search for a product, for instance, makeup, the hashtag #skincare will usually appear. If that person clicks on the hashtag #makeup and a cosmetic product appears, then they will see the post. With the use of the right and targeted hashtags, a post can enter Instagram search results or even make it to the TOP POST category so the post will be seen by more audience.

To sum up, Paid promote is a way to promote your products by utilizing third-party accounts with many followers. Compared to an endorsing method done by celebgram or celebrity, paid promote is more efficient because you can do it with very minimal cost. In fact, some business owners sometimes only need to give their products for free to ask for a paid promote, but it still depends on the account we choose.

For those of you who have your own online website, you can make it easier for your customers to make a transaction with a payment gateway service. Now, customers can complete their checkout process 24/7 with various payment methods they want to use. Lastly, don’t forget to choose a Payment Gateway that has been licensed by Bank Indonesia like DUITKU. Let DUITKU take care of your transaction!

4 Benefits of Disbursement for Business Payments

In running a business, a business owner will not only think about concepts, but they must determine
ways to run their business optimally. One of the things you can apply to optimize the payment
process and distribution of funds to your business partners or customers is to use the disbursement
service.
Speaking of which, do you know the advantages of disbursement service for online payments? Here
are 4 of them.

1. Secure Transaction

Before making a transaction through disbursement feature, the system will first check the names on
the list. The name listed have to match the name and account number that has been registered. If it
doesn&#39;t match, there will be a notification that requires the user to manually validate them. This is
intended to reduce the factor of human error in data entry.

2. Complete Transaction Data

As an easy and fast online payment solution, disbursement is designed to be able to send funds to
multiple parties via a dashboard or system directly from your website or app. There is no need for
manual transfers. Moreover, you don&#39;t need to bother searching for certain transactions, because all
mutations and transaction history are recorded in order and can be filtered from the dashboard.

3. Send Funds to Multiple Accounts

For people who has a medium-sized businesses, it will be very inconvenient if they have to make
manual transfers to various banks. This is because the process is pretty time-consuming, not to
mention the additional costs. It will be much more convenient if the transfer process is done by
disbursement method, if the user decides to withdraw funds or the system receives a valid order to
send funds from a website or an app, the system will automatically distribute them to the account in
real-time.

4. Flexible and Cost-Efficient

Sending money to other accounts in a same bank does not cost a transfer fee. However, what
happens if you need to make transactions to various customers with different bank accounts? It must
be complicated and time-consuming, right?
With Disbursement, you will be able to make transactions with large volumes and frequencies. Even
though it is not completely free, the rates offered are cheaper than bank transfers. In addition, you
are also no longer need to wait for an admin to respond, confirm your transactions, and send funds
manually since Disbursement can distribute funds automatically, easily and in real-time.
So those are the 4 benefits of disbursement for business payments. When choosing a disbursement
service, make sure your choice is supervised by Bank Indonesia, like Duitku.
Disbursement Duitku makes it easy for you to make any amount of transfers, because the system
can handle any volume of transactions per day and is equipped with real-time reporting to identify
and evaluate transactions, so that even the smallest errors can be well minimized.
Use our Disbursement feature to automate your business payment process and start your success
with one transaction with Duitku!

5 Tips for Twin Date Sale Preparation

You must have often seen big sales on twin dates like 10.10; 11.11 and other twin dates. Usually on
the twin dates, there are many interesting promos when we shop at online stores/marketplaces. The
pattern of shopping on these twin dates is highly favored by the people of Indonesia.

The discounts offered attracts people&#39;s attention to shop online, especially during the Covid-19
pandemic since 2020, people&#39;s tendency to shop online has increased.

This twin date sale is usually carried out every month. Enthusiasm for big discounts is very high
because customers feel that sales on these dates are more profitable than ones on other days. The
enthusiasm of the discount seekers not only benefits the merchants because it increases sale traffic
and popularizes their business but customers are also satisfied since they can shop more efficiently.

Big sales events like this help boost online buying and selling activities in Indonesia. If the
consumption level of the Indonesians is low, then the impact will affect the level of goods production.
When the level of goods production is low, the capital spent must be less. When that happens, the
only choice left is to cut the quality of goods, or cut the human resources.

To avoid this, Indonesians are continuously encouraged to spend their money so that the level of
public consumption can grow higher and so are the country&#39;s economy .

In order to keep your expenses in control when shopping, or to not miss a very profitable
sale. The following are tips for discount seekers during a twin date sale event:

1. Stay updated on e-commerce which holds a sale event, usually before the D-day of the twin
date, many promotion ads will have been distributed.

2. Subscribe via email. Usually, online stores offer email subscriptions that contain newsletters
about information on upcoming sale events.

3. Join Flash Sale. Nowadays, there are flash sales almost every day. Flash sale is a special sales
for a very limited time at very low prices. Usually there is a reminder feature in the e-commerce if
any of your desired items are available in the flash sale list.

4. Use promo code or cashback code. Not all e-commerce applies discounts or discounts
automatically, you should first claim the voucher/cashback before the D-day.

5. Prepare a budget for shopping. It&#39;s better to top up your digital wallet balance before a twin date
sale. In addition, allocate the money you want to spend wisely, be cautious to not exceed your
budget.

It is better to prioritize shopping for goods at trusted and popular online stores. Besides that, keep
yourself under control by thinking carefully about the items you want to purchaser. Do not let yourself
buy something just because of the FOMO trend (Fear of Missing Out).

For those of you who have an online store. To anticipate a surge in orders on these twin dates, one
of many things you can do is automating payments on your website or app. With DUITKU, you can
provide an easy check-out process with various payment methods options 24/7. This way, your
customers will feel more convenient in making transactions and will be more interested in shopping
on your online store. You will receive a notification of every successful transaction and you are ready

to send orders to your customers. As a result, it will be easier for you in managing your online
business. Lastly, make sure to choose a Payment Gateway that is licensed by Bank Indonesia, like
DUITKU.

Let DUITKU take care of your transaction!

Get to know more about business ads on Tiktok in 5 steps

Do you feel familiar when you hear the word “Tiktok”? Lately, we often hear &quot;let’s
tiktok this&quot; or maybe even get an invitation to &quot;dance on tiktok &quot;, especially
among the youngster. So, in order to understand the current hottest social media
better, let&#39;s discuss thoroughly what Tiktok is and the benefits of advertising on
Tiktok for your business!

Definition of Tiktok

Tiktok is a social network that is currently very popular and is liked by so many
people, from teenagers to adults. Through this medium, we can share short
videos with a duration of 15 seconds to 3 minutes filled with songs, dances, and
various creative filters. In fact, there are those who make short films only with
this app!

Our creativity will be tested through the content we create. We alsp can find very
interesting and informative content from editing to funny content.

The positive impact of Tiktok is also quite a lot,

  • Improving Creativity
  • Self-Entertainment
  • Sport
  • Self Branding
  • Developing business &amp; marketing

This time, we will discuss how to further develop a business &amp; marketing on
Tiktok.

Tiktok, the most downloaded mobile app in Indonesia, has 3.7 million active
users. With this number, promotion opportunities are surely wide open. Some
brands have even realized the potential TikTok has and started promoting their
business on this platform. Although it is said to be a platform for younger users,
there are also many older TikTok users (30-45 years old) who often surf on this
app to seek entertainment in the form of short video.

Here are 5 tips on how you can market your products to reach a wider audience
of Tiktok users and audience!

1. Creating a Business Account

After creating an account and entering the required information data, your
account will be transferred to Tiktok Bisnis. This option is in the “Manage My
Account” menu. Then post an interesting photo, include a link to your
shop/company website, and write a short bio about your business.

2. Dive deeper into the app

TikTok is full of millennials and so-called Generation Z. You have to really
understand how it works and types of content that are highly favored in order to
create a content that is identically creative, vibrant &amp; witty or a promotional
content that is interesting and fresh.

3. Focus on Creating Content &amp; Its Quality

Make a content as interesting and fun as possible by studying any trending or viral
posts. Most of these TikTok viewers are attracted to content that makes them
curious. It may even attract them to comment on or like the post. In addition,
educational content also increases audience’s curiosity.

4. Take advantage of viral songs, filters and hashtags.

Another way to make our content go up is by using trending songs, filters, and
hashtags. This strategy is considered effective enough to increase the number of
views, bring in new followers, and increase the engagement rate.

5. Register TikTok Ads

In order to reach a wider audience, we can take advantage of TikTok advertising
services. Here are some types of TikTok ads that you can use for business
promotion:

  • Brand Takeover. It usually appears as soon as you open the app, with a
    display that fills the screen.
  • In-Feed Videos. Appears in the For You Page (FYP) after you scroll two or
    three videos. The difference with Brand Takeover is people can like and
    leave a comment on your post of you use this type of ad.
  • Branded AR Content. Ads using 2D/3D/AR (Augmented Reality) filters or
    stickers with your own brand name.
  • Hashtag Challenge. Ads that appear on the Discovery page. The use of the
    hashtag itself is expected to be able to invite TikTok users to participate in
    the challenge.

So those are the tips for advertising your business on TikTok. Don&#39;t forget to test
various creative elements and market targeting to improve your ads on TikTok so
that your audience will grow. We hope this guide helps you and prepares you to
dive into the world of TikTok advertising. As the format on the platform is still
relatively new, advertisers and users expect to see trends, process and best
practices evolve over time. Let&#39;s make the best use of this platform so that we can
compete in promoting our products!